Know the law! One of the things that everyone should know Is that one cannot insure against a criminal act. So if somebody has to defend themselves, and use the USCCA service, they better not be found guilty in any way, shape or form. Even a plea deal could make the USCCA insurance null and void. Oh, and now you owe the lawyer you hired every penny it cost to fight for you. You may be out of prison, but now you are experiencing a hard financial loss that you have been paying insurance fees to avoid. So there is that.