As for my self, I've almost been carrying for most of my adult life. The information I have gained form your magazine has made me mor confident in knowing what to do and when to do it. I now have a better understanding of the rules regarding the use of deadly force. I enjoy reading the magazine very much because they are loaded with a lot of information about what is going on around the country. The scenario based exercises are very helpful in helping me think through any possibilities I might run into in my own life and situations. I have not needed to use to insurance but I have more peace of mind in the event I cannot avoid a fight. Hopefully I'll never need it but its a comfort to have.